The Incredible Abuse of Saskatchewan No-Fault Insurance part 4

The Incredible Abuse of Saskatchewan

No-Fault Insurance (Part 4)

Nipawin - June 3, 2000 - By: Mario deSantis and reviewed by James deSantis, illustration by TWS

Part 1
The governmental environment and their sponsored researches

Dr. David Cassidy's study on No-Fault Insurance

Part 2
Dr. Cassidy's study doesn't make common sense,
it is just an adulteration of numbers

Part 3
Dr. Cassidy received a grant in the order of at least a million dollar from SGI

Changing definitions of whiplash injury, and the proxy of settlement date as the recovery date

Part 4
The limitations of statistics as expressed by George H. Gallup

Conclusions

---The limitations of statistics as expressed by George H. Gallup

laymen did
better than
the experts
Professor George Gallup⁽¹⁾ is the famous pollster and the father of modern statistics. It is alleged

that he once did a study showing that, in long-term predictions, laymen did better than the experts.

This is obviously the result of the 'forest and trees phenomenon' whereby the experts become so

wrapped up in the immediate difficulties of their studies that they cannot look at the ongoing

social and economic changes affecting their studies.

largest study
ever reported
This is what has been happening to Dr. Cassidy, he was so wrapped up with the million dollars

he received from SGI to conduct his study that his mind froze and focused solely on counting

numbers coming from the SGI's files. In particular, Dr. Cassidy has stated that "in order to get

a meaningful indication of what the rate of recovery might really be... our analyses are based on

5,398 claims, making ours the largest study ever reported on this subject⁽²⁾."

I could
prove God statistically
We must remind Dr. Cassidy that he cannot carry statistical researches just by looking at the

big numbers and that he needs to listen to the stories of all the people involved in his researches.

If Dr. Cassidy doesn't listen to people as he conducts his researches he would put himself in

the same situation as Professor Gallup when he jokingly stated that "I could prove God

statistically." Statistics should represent our personal stories in dealing with our societal

challenges and not just numbers, and this deep understanding led Mark Twain to say "There

are lies, damned lies, and statistics⁽³⁾."

-----Conclusions

implications affecting the integrity
I am baffled how a statistical research, such as Dr. Cassidy's on No-Fault insurance, has assumed

an importance well beyond its scientific community. I came upon Dr. Cassidy's study as a casual

event supporting my contention that our leadership is corrupted, and now I realize that this study

has widespread implications affecting the integrity of our politics, our government, our

universities, our justice system, our institutions, and ultimately our freedom of expression.

source
material
This article is a logical evolvement of my work and I thank my silent friend and publisher

Tim Shire who has inspired many of my writings with his art work expressed in his images

and stories. Also, I want to express my appreciation to Lorie Terry⁽⁴⁾, first, for having sent me

last month an email which triggered my further interest in No-Fault insurance and the

opportunity to know her unbound energies and her firm commitment against No-Fault

insurance; and second, for having provided most of the source material for writing this article.

statistics has
been misused
We have been conducting business for a long time by playing the number game⁽⁵⁾, and as a

consequence the tool of statistics has been misused to support the hidden agendas of the few

and privileged⁽⁶⁾. Therefore, I am happy I could say few words on Dr. Cassidy's botched

research and emphasize how the lack of human respect is taking away little by little our

freedoms.

our youths
will be able
I am also happy to see that my son James is becoming academically and socially involved in

our affairs and I thank him for his assistance in the writing of this article, and most of all, I

thank him for providing me with the hope that some of our youths will be able to shake up the

abusive power of money on behalf of a better life and creation of real wealth for all of us.

-----------References & Endnotes:

Quote by Donella Meadows "challenging a paradigm is not a part-time job. It is not sufficient to make your point once and then blame the world for not getting it. The world has a vested interest in, a commitment to, not getting it. The point has to be made patiently and repeatedly, day after day after day" ftp://sysdyn.mit.edu/ftp/sdep/Roadmaps/RM1/D-4143-1.pdf http://iisd1.iisd.ca/pcdf/meadows/default.htm

General reference: Articles by Mario deSantis published by Ensign http://www.ftlcomm.com/ensign/authors/desantis.html

Dr. Cassidy's study on no-fault insurance: supporting another shock absorber, by Mario deSantis, April 20, 2000

The fight against No-Fault Insurance is a fight for our Freedom: Attend the Public Forum at the Saskatoon Public Library on May 13, 2000, by Mario deSantis, May 9, 2000

1.
School of Thinking, George Gallup http://www.sot.com.au/school/gallup.htm

2.
-
Critics should submit own research, by Dr. David Cassidy, letter to the Editor, The StarPhoenix, May 17, 2000, Saskatoon, Saskatchewan

3.
-
-
-
-
-
---
Samuel Langhorne Clemens a.k.a. Mark Twain, 1835-1910. What does Mark Twain mean? On river boats, one member of the crew always stood near the railing measuring the depth of the water with a long cord which had flags spaced a fathom (six feet) apart. When the crewman saw the flags disappear he would call out "Mark One!" for one fathom and for two fathoms he called out "Mark Twain!" Two fathoms meant safe clearance for river boats, so Sam Clemens chose a name which not only recalled his life on the river but which also had a reassuring "all's well" meaning. http://www.robinsonresearch.com/LITERATE/AUTHORS/Twain.htm

4.
-
--
Lorie Terry is a spokesperson for the Coalition Against No Fault Insurance. Box 27004, 240 Albert St., Regina, Saskatchewan, S4R 8R8 (306) 546-4424, <lorie@dlcwest.com> http://www.angelfire.com/nf/coalitionagainstnf/

5.
--
An advice to our leaders and bureaucrats: Stop managing by the number game and begin managing by your stories, by Mario deSantis, March 1, 2000

6.
The misuse of Statistics as a scientific tool, by Mario deSantis, January 20, 2000

The Incredible Abuse of Saskatchewan No-Fault Insurance (Part 4)

*Nipawin - June 3, 2000 -* By: *Mario deSantis and reviewed by James deSantis, illustration by TWS*

Part 1	The governmental environment and their sponsored researches
	Dr. David Cassidy's study on No-Fault Insurance

Part 2	Dr. Cassidy's study doesn't make common sense, it is just an adulteration of numbers

Part 3	Dr. Cassidy received a grant in the order of at least a million dollar from SGI
	Changing definitions of whiplash injury, and the proxy of settlement date as the recovery date

Part 4	The limitations of statistics as expressed by George H. Gallup
	Conclusions

---The limitations of statistics as expressed by George H. Gallup

laymen did better than the experts	Professor George Gallup⁽¹⁾ is the famous pollster and the father of modern statistics. It is alleged
	that he once did a study showing that, in long-term predictions, laymen did better than the experts.
	This is obviously the result of the 'forest and trees phenomenon' whereby the experts become so
	wrapped up in the immediate difficulties of their studies that they cannot look at the ongoing
	social and economic changes affecting their studies.

largest study ever reported	This is what has been happening to Dr. Cassidy, he was so wrapped up with the million dollars
	he received from SGI to conduct his study that his mind froze and focused solely on counting
	numbers coming from the SGI's files. In particular, Dr. Cassidy has stated that "in order to get
	a meaningful indication of what the rate of recovery might really be... our analyses are based on
	5,398 claims, making ours the largest study ever reported on this subject⁽²⁾."

I could prove God statistically	We must remind Dr. Cassidy that he cannot carry statistical researches just by looking at the
	big numbers and that he needs to listen to the stories of all the people involved in his researches.
	If Dr. Cassidy doesn't listen to people as he conducts his researches he would put himself in
	the same situation as Professor Gallup when he jokingly stated that "I could prove God
	statistically." Statistics should represent our personal stories in dealing with our societal
	challenges and not just numbers, and this deep understanding led Mark Twain to say "There
	are lies, damned lies, and statistics⁽³⁾."

-----Conclusions

implications affecting the integrity	I am baffled how a statistical research, such as Dr. Cassidy's on No-Fault insurance, has assumed
	an importance well beyond its scientific community. I came upon Dr. Cassidy's study as a casual
	event supporting my contention that our leadership is corrupted, and now I realize that this study
	has widespread implications affecting the integrity of our politics, our government, our
	universities, our justice system, our institutions, and ultimately our freedom of expression.

source material	This article is a logical evolvement of my work and I thank my silent friend and publisher
	Tim Shire who has inspired many of my writings with his art work expressed in his images
	and stories. Also, I want to express my appreciation to Lorie Terry⁽⁴⁾, first, for having sent me
	last month an email which triggered my further interest in No-Fault insurance and the
	opportunity to know her unbound energies and her firm commitment against No-Fault
	insurance; and second, for having provided most of the source material for writing this article.

statistics has been misused	We have been conducting business for a long time by playing the number game⁽⁵⁾, and as a
	consequence the tool of statistics has been misused to support the hidden agendas of the few
	and privileged⁽⁶⁾. Therefore, I am happy I could say few words on Dr. Cassidy's botched
	research and emphasize how the lack of human respect is taking away little by little our
	freedoms.

our youths will be able	I am also happy to see that my son James is becoming academically and socially involved in
	our affairs and I thank him for his assistance in the writing of this article, and most of all, I
	thank him for providing me with the hope that some of our youths will be able to shake up the
	abusive power of money on behalf of a better life and creation of real wealth for all of us.

-----------References & Endnotes:

	Quote by Donella Meadows "challenging a paradigm is not a part-time job. It is not sufficient to make your point once and then blame the world for not getting it. The world has a vested interest in, a commitment to, not getting it. The point has to be made patiently and repeatedly, day after day after day" ftp://sysdyn.mit.edu/ftp/sdep/Roadmaps/RM1/D-4143-1.pdf http://iisd1.iisd.ca/pcdf/meadows/default.htm

	General reference: Articles by Mario deSantis published by Ensign http://www.ftlcomm.com/ensign/authors/desantis.html

	Dr. Cassidy's study on no-fault insurance: supporting another shock absorber, by Mario deSantis, April 20, 2000

	The fight against No-Fault Insurance is a fight for our Freedom: Attend the Public Forum at the Saskatoon Public Library on May 13, 2000, by Mario deSantis, May 9, 2000

1.	School of Thinking, George Gallup http://www.sot.com.au/school/gallup.htm

2. -	Critics should submit own research, by Dr. David Cassidy, letter to the Editor, The StarPhoenix, May 17, 2000, Saskatoon, Saskatchewan

3. - - - - - ---	Samuel Langhorne Clemens a.k.a. Mark Twain, 1835-1910. What does Mark Twain mean? On river boats, one member of the crew always stood near the railing measuring the depth of the water with a long cord which had flags spaced a fathom (six feet) apart. When the crewman saw the flags disappear he would call out "Mark One!" for one fathom and for two fathoms he called out "Mark Twain!" Two fathoms meant safe clearance for river boats, so Sam Clemens chose a name which not only recalled his life on the river but which also had a reassuring "all's well" meaning. http://www.robinsonresearch.com/LITERATE/AUTHORS/Twain.htm

4. - --	Lorie Terry is a spokesperson for the Coalition Against No Fault Insurance. Box 27004, 240 Albert St., Regina, Saskatchewan, S4R 8R8 (306) 546-4424, <lorie@dlcwest.com> http://www.angelfire.com/nf/coalitionagainstnf/

5. --	An advice to our leaders and bureaucrats: Stop managing by the number game and begin managing by your stories, by Mario deSantis, March 1, 2000

6.	The misuse of Statistics as a scientific tool, by Mario deSantis, January 20, 2000