The Incredible Abuse of Saskatchewan

No-Fault Insurance (Part 4)

Nipawin - June 3, 2000 - By: Mario deSantis and reviewed by James deSantis, illustration by TWS

Part 1

The governmental environment and their sponsored researches  
Dr. David Cassidy's study on No-Fault Insurance  

Part 2

Dr. Cassidy's study doesn't make common sense,
it is just an adulteration of numbers



Part 3

Dr. Cassidy received a grant in the order of at least a million dollar from SGI
Changing definitions of whiplash injury, and the proxy of settlement date as the recovery date



Part 4

The limitations of statistics as expressed by George H. Gallup
---The limitations of statistics as expressed by George H. Gallup

laymen did
better than
the experts

Professor George Gallup(1) is the famous pollster and the father of modern statistics. It is alleged
that he once did a study showing that, in long-term predictions, laymen did better than the experts.
This is obviously the result of the 'forest and trees phenomenon' whereby the experts become so
wrapped up in the immediate difficulties of their studies that they cannot look at the ongoing
social and economic changes affecting their studies.

largest study
ever reported

This is what has been happening to Dr. Cassidy, he was so wrapped up with the million dollars
he received from SGI to conduct his study that his mind froze and focused solely on counting
numbers coming from the SGI's files. In particular, Dr. Cassidy has stated that "in order to get
a meaningful indication of what the rate of recovery might really be... our analyses are based on
5,398 claims, making ours the largest study ever reported on this subject(2)."

I could
prove God statistically

We must remind Dr. Cassidy that he cannot carry statistical researches just by looking at the
big numbers and that he needs to listen to the stories of all the people involved in his researches.
If Dr. Cassidy doesn't listen to people as he conducts his researches he would put himself in
the same situation as Professor Gallup when he jokingly stated that "I could prove God
statistically." Statistics should represent our personal stories in dealing with our societal
challenges and not just numbers, and this deep understanding led Mark Twain to say "There
are lies, damned lies, and statistics(3)."

implications affecting the integrity

I am baffled how a statistical research, such as Dr. Cassidy's on No-Fault insurance, has assumed
an importance well beyond its scientific community. I came upon Dr. Cassidy's study as a casual
event supporting my contention that our leadership is corrupted, and now I realize that this study
has widespread implications affecting the integrity of our politics, our government, our
universities, our justice system, our institutions, and ultimately our freedom of expression.


This article is a logical evolvement of my work and I thank my silent friend and publisher
Tim Shire who has inspired many of my writings with his art work expressed in his images
and stories. Also, I want to express my appreciation to Lorie Terry(4), first, for having sent me
last month an email which triggered my further interest in No-Fault insurance and the
opportunity to know her unbound energies and her firm commitment against No-Fault
insurance; and second, for having provided most of the source material for writing this article.

statistics has
been misused

We have been conducting business for a long time by playing the number game(5), and as a
consequence the tool of statistics has been misused to support the hidden agendas of the few
and privileged(6). Therefore, I am happy I could say few words on Dr. Cassidy's botched
research and emphasize how the lack of human respect is taking away little by little our

our youths
will be able

I am also happy to see that my son James is becoming academically and socially involved in
our affairs and I thank him for his assistance in the writing of this article, and most of all, I
thank him for providing me with the hope that some of our youths will be able to shake up the
abusive power of money on behalf of a better life and creation of real wealth for all of us.
-----------References & Endnotes:
  Quote by Donella Meadows "challenging a paradigm is not a part-time job. It is not sufficient to make your point once and then blame the world for not getting it. The world has a vested interest in, a commitment to, not getting it. The point has to be made patiently and repeatedly, day after day after day"
  General reference: Articles by Mario deSantis published by Ensign
  Dr. Cassidy's study on no-fault insurance: supporting another shock absorber, by Mario deSantis, April 20, 2000
  The fight against No-Fault Insurance is a fight for our Freedom: Attend the Public Forum at the Saskatoon Public Library on May 13, 2000, by Mario deSantis, May 9, 2000


School of Thinking, George Gallup


Critics should submit own research, by Dr. David Cassidy, letter to the Editor, The StarPhoenix, May 17, 2000, Saskatoon, Saskatchewan


Samuel Langhorne Clemens a.k.a. Mark Twain, 1835-1910. What does Mark Twain mean? On river boats, one member of the crew always stood near the railing measuring the depth of the water with a long cord which had flags spaced a fathom (six feet) apart. When the crewman saw the flags disappear he would call out "Mark One!" for one fathom and for two fathoms he called out "Mark Twain!" Two fathoms meant safe clearance for river boats, so Sam Clemens chose a name which not only recalled his life on the river but which also had a reassuring "all's well" meaning.


Lorie Terry is a spokesperson for the Coalition Against No Fault Insurance. Box 27004, 240 Albert St., Regina, Saskatchewan, S4R 8R8 (306) 546-4424, <>


An advice to our leaders and bureaucrats: Stop managing by the number game and begin managing by your stories, by Mario deSantis, March 1, 2000


The misuse of Statistics as a scientific tool, by Mario deSantis, January 20, 2000